"GoRiskFree provided my start-up retail store's business plan. I was applying for SBA loans as well as searching private investors. As you know, SBA only excepts [sic] certain criteria business plans, so I was nervous, and anxious to see results. After speaking with their writer, and providing information about my business, it was done in about a week. It was 32 pages of industry information,  comparisons, and graphical charts. After reading it, [my company was found to be] low risk to the bank, and made my company look like experts! I was very pleased to say the least!

"I submitted my plan to SBA for start-up loan the following day. The SBA officer complimented the work of the plan, and it's detail. I was approved for the loan, and the rest is history. GoRiskFree's team are experts, and I would (and have) recommend to friends, and business networks! Great job!"

BJ Palmer
Roanoke, VA
Sent via BlackBerry by AT&T

"I received a Paydex score today.  They assigned me an 80.....I just got a credit card in the LLC name and it will report shortly and hopefully that will bump up the rating.  I was able to get a Home Depot account with a ....limit based on D & B report." Phillip, Enclave Management & Guaranty LLC

 Click Here for Additional Testimonials

TRUSTED BY VERISIGN  -  This is the same company that Secures banks, lenders and financial institutions all over the world -  Look for the VERISIGN logo at your bank, financial institution or lender, you will see that we have the HIGHEST LEVELS of security.

Go Risk Free Inc utilizes the GREEN ADDRESS BAR in your browser so that you can be sure that you are getting the highest level of security if you wish to order online using our HTTPS://www.GoRiskFree.com (Secure website)

Before you take a chance ordering from a competitor, make sure they have Verisign's security, AND type in HTTPS in your browser to ensure they honestly have it (even if they claim they do, always CHECK)... if not, be worried.  Look for the GREEN ADDRESS BAR if you have an updated browser, this indicates that you have a high level of security when placing orders, it also verifies that the company you are ordering from has gone through an extensive vetting process to qualify for the highest levels of security.  Generally, most companies and competitors online do not have this technology.

LIVE CHAT 

Go Risk Free Inc offers LIVE CHAT options generally available from 8AM ET until 8 PM ET daily (5AM PT to 5PM PT).  Even though maintaining LIVE customer service reps is a costly investment, as is our investments in technology, we do this so that YOU the customer, can reach us when needed any number of ways.  We offer Toll Free phone support, online chat, as well as email, and we also welcome visitors to come to our LAW CENTER offices in Downtown Greensboro, North Carolina!  We expect our Las Vegas locations to be completed by December 2009, just in time for the new year!   Come join us in our exciting growth!  We welcome you as a customer, supplier or partner and look forward to a LONG TERM relationship!  Welcome Aboard!

Go Risk Free FAQ  (Frequently Asked Questions) -

 SEE OUR EXISTING COMPANY FAQ for additional information and Frequently Asked Questions regarding existing companies!

 Some of the questions below have come in from our customers and we thought we would share them:

1. How much credit is available?? (how much can this corp qualify for)

There is often no set number that a particular company will qualify for, as most banks and lenders will look at the unique characteristics of each company, its history, its officers, credibility, and credit to determine how much of a risk profile the company has, before extending credit to a particular officer of the company for company use.  Typically there are several forms of financing available -  Many companies will be eligible for the following:

A)    Personal Lines  (personally secured by one of the officers you select) up to $150,000.

B)      Business Lines of Credit (unsecured) up to $500,000 (typically backed up by one of the officers personal credit)

C)    Secured Business Loans -  Backed by assets the company can put up as collateral (generally offering lower rates) can run in to the millions of dollars depending on how much collateral you are willing to put up.

D)   Trade Lines -  Credit supplied by vendors or suppliers of the company.  By supplying credit to the company, vendors and suppliers are sharing in the risk and rewards of your company's success by providing it with "float".  By dollar volume, this is the most common form of business credit worldwide.

E)   Equipment Leases -  If a business has equipment, a sale-leaseback or other creative financing can often be used.

F)   Accounts Receivables -  Factoring can be used to quickly cash in on accounts receivables due to the company.  Typically companies may pay 80%-95% of the face value of the receivables.

G)   Credit Cards -  If your business accepts credit cards, you can get loans against the value of your future credit card sales, based on your prior history of sales.  This can be another method to get your hands on cash quickly.

H)  Family and Friends loans -  These can often be the easiest to get, but can also be the most risky if you run into problems business-wise.  We often do not recommend damaging your relationships because of something as simple as financial matters.

So to answer your question, both unsecured and secured options are available and both personally guaranteed and non-personally guaranteed options are available with this corporation.

2. Does this have tradelines on it??

Yes, we will also help you add your own, so that any tradelines for the old owner and your new owners and officers (that you select) show up.  Dun & Bradstreet typically will erase tradelines when new ownership takes over, so it is important to have both a mix of old tradelines and new tradelines when you are applying with a corporation you have just purchased so that you can be sure you have an 80 paydex that shows you have paid all your prior vendors on time.  We help you make sure this happens.

 
3. Do you arrange unsecured/no personal guarantee loans for these corps?

Although Go Risk Free Inc is not a lender, we do have a list of brokers and direct lenders who have helped our clients get funded in the past.  We keep in contact with a wide variety of lenders, to help find the perfect match for our clients' needs.  We do help you with these types of loans.  Most of our past clients typically have chosen to utilize this program to maximize the amount of credit they qualify for.  If you have your own lenders, you are not REQUIRED to use our lenders – this is important because many other companies require you to use their lenders (where they may get kickbacks from).  Our goal is to help you get funded, from whatever source you choose to use.  Ours have had results, so we typically recommend them, but our customers are always free to use ANY lender or broker they wish once the credit is set up and transferred to the new owners of the company.

1. My main purpose in buying a company is to separate my business credit from my personal credit.  How do I get a million dollars in funding with my company? 

 Go Risk Free Inc has relationships with Brokers and Lenders who may provide funding to companies, in a variety of industries, in amounts ranging from small start up loans to large industrial or corporate credit lines.  There is rarely a standard or set amount that a company can get, as it will range based on the officers of the company, company business plan, financials, tax returns, history of the principals, any collateral the business may have available to use, etc.  In short, there are a number of factors at play, but Go Risk Free Inc can let you know which factors may most influence your company and help you mitigate any factors and use your strengths to your advantage.  It is not out of the question for a company to get $1 Million or more in funding, but each bank or lender will have their own guidelines.  The SBA often guarantees up to $4 Million for business loans.  You can access the SBA website for more info at: www.SBA.org . 

1. Why do I need a Corp if I have great credit?
   1. Corporations (or LLCs) are GREAT asset protection vehicles, when used correctly.  A sole proprietor or practitioner, could be facing nearly unlimited liability.  A Corporation or LLC, by contrast, except in some extreme cases of fraud or other malfeasance or lack of compliance, is generally limited in liability.  A shareholder in a Corporation or LLC is generally limited in liability to his or her contributions, just as the purchaser of a share of General Motors or Google stock is limited in liability to the amount paid for the shares.  If the shares fall in value to $0 (worthless), that is essentially the maximum damage or liability the shareholder would face.  They would not be wiped out from a lawsuit, for example, whereas a sole practitioner or sole proprietor, could lose their assets such as their home, vehicles, etc. when faced with a large lawsuit.
   2. Corporations or LLCs also have built in advantages of separating personal and business credit.  By their very nature, Corporations and LLCs are separate entities, separate from their shareholders or members.  You personally  may have great credit, but if you want to authentically separate your business and personal credit, then it is important to build up your business credit as well.